Rates
Deposit Account Rates as of:
CD SPECIAL - $5,000 minimum deposit
Simple Annual
Monthly Term Interest Rate Percentage Yield
11 MONTH CD 3.83% 3.90%
Certificate of Deposit disclaimer:
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A penalty may be imposed for early withdrawal. Interest will be credited semi-annually.
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$5,000 minimum deposit required for CD terms, unless special noted.
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Must compound interest, auto renews for 12 months
Certificates of Deposit
| Monthly Term | Simple Interest Rate | Annual Percentage Yield |
|---|---|---|
Monthly Term 3 Month | Simple Interest Rate 2.71% | Annual Percentage Yield 2.75% |
Monthly Term 6 Month | Simple Interest Rate 2.96% | Annual Percentage Yield 3.00% |
Monthly Term 12 Month | Simple Interest Rate 3.44% | Annual Percentage Yield 3.50% |
Monthly Term 18 Month | Simple Interest Rate 3.44% | Annual Percentage Yield 3.50% |
Monthly Term 24 Month | Simple Interest Rate 3.44% | Annual Percentage Yield 3.50% |
Monthly Term 30 Month | Simple Interest Rate 3.44% | Annual Percentage Yield 3.50% |
Monthly Term 36 Month | Simple Interest Rate 3.20% | Annual Percentage Yield 3.25% |
Monthly Term 48 Month | Simple Interest Rate 3.20% | Annual Percentage Yield 3.25% |
Monthly Term 60 Month | Simple Interest Rate 3.20% | Annual Percentage Yield 3.25% |
Certificate of Deposit disclaimer
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A penalty may be imposed for early withdrawal. Interest will be credited annually or more frequently.
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$100 minimum deposit required for CD terms, unless special noted.
Interest-Bearing Checking
| Simple Interest Rate | Annual Percentage Yield | |
|---|---|---|
NOW Account $1,000 minimum opening balance | Simple Interest Rate 0.80% | Annual Percentage Yield 0.80% |
Super NOW Account $2,500 minimum opening balance | Simple Interest Rate 1.09% | Annual Percentage Yield 1.10% |
Interest-Bearing Checking disclosures
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The rate may change daily.
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Fees may reduce the earnings on the account.
Savings
| Daily Balance | Simple Interest Rate | Annual Percentage Yield | |
|---|---|---|---|
Statement Savings 1 $10 minimum opening balance | N/A | 0.50% | 0.50% |
Money Market Savings Account 1,2 $2,500 minimum opening balance | N/A | 1.39% | 1.40% |
Money Market Gold Account 1,2,3 $10,000 minimum opening balance | $0 to $9,999.99 $10,000 to $24,999.99 $25,000 to $49,999.99 $50,000 and above | 1.39% 1.59% 1.83% 2.08% | 1.40% 1.60% 1.85% 2.10% |
Savings Disclosures
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The rate may change daily
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Fees may reduce the earnings on the account
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MSB pays on the full balance in the account at the state interest rate that corresponds to the applicable deposit tier
IRAs (Individual Retirement Accounts)
| Simple Interest Rate | Annual Percentage Yield | |
|---|---|---|
Traditional IRA Savings $50 minimum opening balance | 3.54% | 3.60% |
Roth IRA $50 minimum opening balance | 3.54% | 3.60% |
Coverdell Education $10 minimum opening balance | 3.54% | 3.60% |
Simplified Employee Pension $50 minimum opening balance | 3.54% | 3.60% |
